Services - Financial Health Check
IDYL Protection is here to identify and secure your potential financial vulnerabilities. Our team is here to help create a personalised plan bespoke to your protection needs. We will provide you with a full recommendation to ensure you are aware of your options and IDYL protection plan. However, our team is human and we are here for you, this means helping you to create a bespoke plan that protects your concerns at a price point you are comfortable with.
Triple A* Service
Advice - Your selected adviser will provide you with a bespoke recommendation, tailored directly to your needs.
Application - Your selected adviser will complete any necessary applications to your proposed insurer.
Administration - Your selected adviser will complete full administration following your application. This will include creating your personalised financial portfolio detailed with your policy information.
Trusts - Know The Importance
Right Hands - A Trust allows you to detail the beneficiary of your insurance plan, meaning the money falls into the correct hands.
Right Money - Mitigate inheritance tax and ensure you receive the correct claim amount.
Right Time - A Trust ensures your pay-out does not fall within probate, the average time of probate in the UK is 6 - 9 months.
Any insurance plan IDYL Protection arrange for you will be written into a Trust, if applicable. A huge portion of insurance policies in the UK are not secured by a Trust, leaving potential claim pay-outs vulnerable to probate and inheritance tax.
HM Revenue and Customs practice and the law relating to taxation are complex and subject to individual circumstances and changes which cannot be foreseen.
Trusts are not regulated by the Financial Conduct Authority.
Business Protection
IDYL Protection can help arrange all of your business protection needs. Ensuring your company is financially protected in the event of a shareholder or key employee becoming seriously ill or passing away.
Pensions
IDYL Protection is a representative of Just Mortgages. Just Mortgages provide access to a team of Pension specialists that will identify previous pensions that you have paid into and group these together to ensure you receive the correct benefit when required.
Home Insurance
Buildings insurance is a requirement of mortgage lenders and it’s important you ensure you have the best deal available.
Our team can arrange both buildings and contents insurance tailored to your needs and building requirements.
Book a Consultation
Schedule a call with our Team to discuss your personalised needs